2025, Issue No. 15

Letter To The Investor

Dear Investor,

Let me be real with you for a second.

The new Trump bill just passed, and no matter where you stand politically, this is a huge win for investors. I’m not here to debate personalities. I’m here to talk strategy, opportunity, and results.

I’ve read through the updates, talked with my tax team, and here’s my honest take:
This bill rewards people who are building.
The ones taking risk, creating cash flow, acquiring assets, and planning their legacy.

If that’s you, pay attention, because this isn’t the time to sit back and wait. It’s time to move smart, use the system to your advantage, and lock in gains while they’re on the table.

So I made you a quick breakdown of what matters most.

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🔟 Top 10 Wins for Investors in the New Trump Bill

1. Lower Capital Gains Tax
   A reduction in long-term capital gains rates means more profit stays in your pocket when you sell.
2. 20% Pass-Through Deduction Extended
   Qualified business income deductions (QBI) for LLCs and S-corps are back — and bigger.
3. Bonus Depreciation is Back at 100%
   Immediate write-offs for property improvements = instant equity acceleration.
4. Interest Deductions Expanded
   Investors can now deduct more business-related interest, boosting cash flow.
5. 1031 Exchange Protections Restored
   The full power of tax-deferred exchanges is back, with fewer restrictions.
6. No Capital Gains Tax on Opportunity Zones
   If you play it right, long-term investments in OZs can go completely untaxed.
7. Reduced Corporate Tax Rates
   Even small real estate holding companies stand to benefit from lower flat rates.
8. Reduced Estate & Gift Tax Pressure
   Higher thresholds mean your assets can transfer with less IRS friction.
9. Tax Credits for Workforce Housing
   New construction or rehab in qualified areas could bring in thousands in credits.
10. Stronger Protections for Private Lenders
    Regulation rollback on reporting thresholds = fewer compliance headaches for us.

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Want help repositioning your portfolio under this new bill?
Let’s talk strategy! You might be sitting on a tax-time goldmine.

Alanna Avalone – Private Lender

This newsletter is my weekly take on lending, markets, and mindset, from someone who still loves helping people get deals done.

Thanks for reading.

Loan Product Highlight: REFINANCE

The kind that fits just for you.

Refinance your investment property to lower your rate, pull out cash, or clean up your loan structure.

We work with investors who need speed, flexibility, and direct answers.

Let’s get to the good stuff:

• Up to 80% LTV – Rate & Term or Cash Out
• No seasoning required on Cash Out
• Cross-collateralization available
• No DTI, no W-2s, no tax returns
• Interest-only options

• Interest-only options
• 600 minimum FICO for Bridge Loan refinance
• 660 minimum FICO for Rental Loan refinance
• Loans from $75K to $5MM

Rate & Term

Lower your monthly payment or refinance out of a high-interest loan. You can also consolidate multiple loans into one.

Cash Out

Access the equity in your property to fund your next project, cover expenses, or invest elsewhere. Rental or bridge, listed or stabilized.

Contact us to see which product your property qualifies for.

Weekly Feature: 🏙️ Investor Opportunity: Below-Market Deal in Pre-Construction Project

An investor is looking to exit early from a pre-construction unit in a rising development, and this could be your gain.

Unit: Studio 2521

Size: 516 ft²

Original Purchase Price: $632,711

Cost per ft²: $1,226.38

📈 Why it matters:

Recent sales in the same project have averaged $1,450 per ft², showing a clear upward trend in valuation across phases. The unit is priced at $632,000, and I’ve already contributed 40% of the total ($252,800).

Payment Schedule (Already in Motion):

✔ 10% paid at reservation

✔ 20% paid at start of construction (July 2024)

✔ 10% due at construction top-off (June 2025)

🔜 60% due at closing (Estimated 2027)

This isn’t a listing. It’s a private resale from a motivated seller—and that means room to negotiate.

Located in the center of Downtown Miami, E11EVEN Residences is a spectacular luxury 65-story condo tower with 375 unique residential units. 

📩 Want the full details?

Reply to this email to request info & terms.

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Need help packaging a file? My team underwrites with you.

We are Direct Lender for Residential Investor Projects.
We do NOT offer loans for homesteads (primary residences), or rural.

For projects that don’t align perfectly with our requirements, we collaborate with other lenders to explore financing alternatives.

— Typically booked out 2-3 days. Secure your spot now.

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Broker Collaboration

We know brokers are the key to getting deals done. We provide the capital, underwriting, and servicing to help you close more deals with ease, backed by private capital.

Your deals, our capital. Focus on origination, we’ll handle the rest.

— If you’re a broker looking for a reliable lending partner, let’s connect!

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My Gift to You: Business Credit That Grows With You

Need working capital to kickstart your next project?

I’m sharing a powerful funding tool I’ve personally used to build my business.

Chase for Business offers a flexible line of credit with:

• 0% interest for the first year
• No annual fee
• Ideal for strong borrower profiles (700+ credit)

Start with $25K–$100K+ and watch your credit line grow as your business scales.

This is the kind of smart capital that works for you, not against you.

— Consider it my gift to help you move faster and smarter.

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AI-Powered Credit Boost

Dovly AI is shaking up the credit game with the first all-in-one AI credit engine that builds, fixes and protects credit, empowering all Americans to boom financially – 100% free.

— Our investors are using Dovly AI to improve personal credit for smoother approval.

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Invest Smarter with Robinhood

Many real estate investors are diversifying into the stock market.
Start small, earn passively, and complement your real estate strategy with market-based gains.

— Get a free stock on me.