2025, Issue No. 18
Quote Of The Day
“Don’t work for money. Make money work for you.” — Robert Kiyosaki
Letter To The Investor
Dear Investor,
I just returned from a long vacation in California, and it was exactly the pause I needed. Traveling from Los Angeles down to San Diego and spending time in wine country gave me the chance to reconnect with old friends and spend time with family relatives. Some of those conversations felt like no time had passed at all, even though years had gone by. Those moments reminded me of the deeper reason we all work so hard: to create freedom, to stay connected to the people who matter, and to build memories that last.
Even while traveling, I find myself never fully disconnected. I laugh because I am always checking in, taking calls, or thinking about the next opportunity. That is the life of an investor and a lender. Our work does not shut off because the way we see the world is shaped by it. Every street, every neighborhood, every conversation carries a spark of possibility.
Right now, the rental market is a perfect example of this. Rates are holding at levels that open the door for stability and growth, with rental loans starting as low as 5.87 %. For many investors this creates room to refinance, strengthen cash flow, or simply lock in a sense of certainty for the months ahead. These are the kinds of shifts that remind us why paying attention to the market is just as important as the properties themselves.
The market right now continues to test discipline while opening new doors for those who are prepared. Traditional lending has become slower and more restrictive, but that environment is also where opportunity lives. Rental demand remains strong, and investors who think ahead are finding ways to create stability even as rates shift. Those who remain nimble are able to balance both growth and protection in their portfolios.
Labor Day is a reminder to honor the grind, but also to recognize that working smarter is what creates long-term freedom. It is not about chasing every deal or wearing ourselves thin. It is about building intentionally, structuring decisions with clarity, and remembering that the legacy we are building is as much about our families and our lives as it is about the numbers on a spreadsheet.
As you head into the holiday weekend, I hope you take time to enjoy rest, good meals, and the company of people you care about. Celebrate how far your work has already carried you and give yourself the space to reflect on what comes next.
Wishing you a safe and meaningful Labor Day.
With respect and partnership,
Alanna Avalone – Private Lender
Brickell Int’l
Our Loan Programs Made Simple For Real Estate Investors
Fix & Flip Bridge Loans from 8.99%
Short-term flexible financing options to purchase new properties or refi your existing ones. One or Two Year loans with competitive rates and terms. We’ll even finance up to 100% of your renovation costs!
Rental Property Loans from 5.87%
Long-term rental financing provides fully-amortized, interest-only loans with competitive rates and ideal term options to maximize cashflow for new properties or consolidate your portfolio into a single loan.
Ground Up Construction Loans from 10.99%
New construction financing designed to support developers with the necessary financing to start and complete their projects. 85% LTC, 12, 18, and 24-month terms with financed full-term interest reserves!
Need help packaging a file? My team underwrites with you.
We are Direct Lender for Residential Investor Projects.
We do NOT offer loans for homesteads (primary residences), or rural.
For projects that don’t align perfectly with our requirements, we collaborate with other lenders to explore financing alternatives.
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